Terms of Service
Effective date: September 1, 2026
These Terms of Service ("Terms") govern your access to and use of familybenefitsclub.org (the "Site"), operated by [LEGAL ENTITY NAME], LLC d/b/a Family Benefits Club. By using the Site, you agree to these Terms.
1. Informational Purpose Only
Family Benefits Club is an independent informational resource. We are not a government agency and are not affiliated with, endorsed by, or sponsored by any government agency or the assistance programs described on the Site. Content on the Site — including blog articles, resource guides, checklists, and tools — is provided for general informational purposes only and does not constitute legal, financial, or eligibility advice. Program rules, eligibility criteria, and benefit amounts change and vary by state and household; always confirm current details with the official program or agency.
2. No Guarantee of Outcome
We do not guarantee that you will be approved for, or receive benefits from, any program mentioned on the Site. We do not process applications, make eligibility determinations, or act on behalf of any government agency.
3. Free Tools
Tools on the Site (such as the eligibility checklist, budget worksheet, and application tracker) run entirely in your browser for your own planning purposes. They are estimates only and are not a substitute for an official application or determination.
4. Use of the Site
You agree not to misuse the Site, including by attempting to disrupt its operation, scraping content for resale, or submitting false information through any form.
5. Third-Party Links
The Site links to third-party government and nonprofit resources for convenience. We do not control and are not responsible for the content or practices of those sites.
6. Intellectual Property
Content on the Site is owned by [LEGAL ENTITY NAME], LLC d/b/a Family Benefits Club or its licensors and may not be reproduced without permission, except for personal, non-commercial use.
7. Disclaimer of Warranties
The Site is provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose.
8. Limitation of Liability
To the fullest extent permitted by law, [LEGAL ENTITY NAME], LLC d/b/a Family Benefits Club is not liable for any indirect, incidental, or consequential damages arising from your use of the Site.
9. Text Message Program
If you opt in to receive text messages, that program is governed separately by our SMS Terms & Conditions.
10. Changes to These Terms
We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance of the revised Terms.
11. Contact Us
[LEGAL ENTITY NAME], LLC d/b/a Family Benefits Club
[STREET ADDRESS], [CITY, STATE ZIP]
support@familybenefitsclub.org