Utility Bill Assistance

Programs that help cover energy, water, and heating bills when money is tight.

Guides in this section

LIHEAP: A Complete Overview for Families

A plain-language guide to LIHEAP, the federal program that helps families pay heating and cooling bills, including eligibility and how to apply.

How water and electric utility assistance programs generally work, who tends to qualify, and practical steps for finding help in your area.

A step-by-step checklist of practical actions to take before a utility shutoff, from payment plans to assistance programs and legal protections.

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